Step 1

If you don’t know your credit score, let’s get you started with Sofi.

Check with Sofi

Step 2

If you know your credit is below 720 and you want AI to help fix it, sign up with Credit Builder IQ here.

Join Credit Builder IQ

Step 3

If you need to add to your credit report and start reporting on-time payments, get started with Self Credit Builder. Self also offers a secured credit card to help you report on-time payments — same with Kickoff.